Residential mortgage loans - Variable and fixed rate - Interest rates
Rates in effect on 2012Last update: Thursday, May 3, 2012
Special Offers
"5 in 1" Yearly Rate Resetter Mortgage Loan |
1,69 % Fixed Rate (Year 1) |
Reduced Variable Rate |
2,25 % |
63 Months Fixed Rate |
3,50 % |
39 Months Fixed Rate |
3,25 % |
Residential mortgage loans |
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Term |
Open |
Closed |
6 months |
6,50% |
4,40% |
1 year |
6,30% |
3,19% |
2 years |
-% |
3,55% |
3 years |
-% |
3,95% |
4 years |
-% |
4,64% |
5 years |
-% |
5,44% |
 |
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Residential mortgage loans - Variable rates |
Posted Rates |
Special Offers |
Reduced variable rate |
3,20 % |
2,25 % |
Protected variable rate |
3,60 % (5.44 % plafond) |
2,85 % |
"5 in 1" Yearly Rate Resetter Mortgage Loan |
2,99 % |
1,69 % Fixed Rate (Year 1) |
|
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*This rate is equal to a 0,40% reduction per year during years 2 to 5 in comparison to a one-year fixed rate
The annual percentage rate (APR) is the borrowing cost of a loan in the form of interest rate. It includes all interest fees and all fees that must be included in calculating the cost of credit. Since the Caisses populaires acadiennes require no fees on most loans, the annual interest rate and the APR are usually identical.
Rates are subject to change without prior notice. Certain conditions apply.
These interest rates are recommended by the Fédération des caisses populaires acadiennes to all its Caisses.