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| AccèsD Affaires User Guide |
| Alternative Guaranteed Investment |
| Business |
| Products and services |
| Chequing accounts and plans |
| Chequing Account |
| Build-up Savings Account for Businesses |
| Simplici-D plans |
| Simplici-D plans monthly fees |
| Service charges |
| Commercial business financing |
| Real estate financing |
| Operating line of credit |
| Business term loan |
| Per transaction fees |
| Regular transactions |
| Additional services |
| International services |
| Customized fee schedule |
| Transaction code definitions |
| Simple ways to reduce your service charges |
| Financing |
| Investment credit |
| Bridging financing |
| Operational line of credit |
| Term loan |
| Mortgage loan |
| Guaranteed loans |
| Supplier accounts management |
| Direct deposit |
| Card solutions |
| Funds transfers |
| Client accounts management |
| Direct deposit |
| Direct withdrawal |
| Lockbox cash management |
| Computerized account collection service |
| Payroll and employee services |
| Group Registered Retirement Savings Plan (RRSP) |
| Payroll service |
| Internet Payroll |
| Point of sale payments |
| Card payment services |
| Payment by credit card |
| Procedures in case of outage |
| Payment by debit card |
| Procedures in case of outage |
| Payment terminals |
| Terminal hub |
| Investment |
| Term savings |
| Term savings based on indexes |
| Government Programs |
| AgriInvest Account |
| Small Business Loan Guarantee Program (SBLGP) |
| Card services |
| Business card services |
| VISA Desjardins Purch@sing Card |
| Purch@sing Card customized diagnostic |
| FAQ |
| How it works |
| Advantages |
| Payment and billing plans |
| Customer service |
| VISA Desjardins Business Freedom Solutions |
| Advantages |
| Has this product caught your attention? |
| How to apply, request changes and make transactions |
| accord D Business FINANCING |
| Payment options |
| Participating merchants |
| VISA Desjardins Business Freedom Solutions Line of Credit |
| Authorized payment |
| Basic services |
| Optional services |
| Fees and interest rates |
| Card services for merchants |
| Card payment services |
| Desjardins Payment Services |
| Payment by credit card |
| Payment by debit card |
| Procedures in case of outage |
| Procedures in case of outage |
| Online solutions |
| AccèsD Affaires |
| Concrete advantages |
| Features |
| AccèsD Affaires Registration |
| Available features |
| Investment acquisition |
| Stop payment |
| Bank confirmation |
| Transaction delegation |
| Cheque imaging |
| Cheque imaging - FAQ |
| Account information |
| Bill payments |
| Government remittances |
| Transfer funds and pay back line of credit |
| Information and support |
| System requirements |
| FAQ |
| General information |
| Supported browsers |
| Procedure to update Safari |
| Downloading instructions for Adobe Reader |
| Procedure for downloading Mozilla Firefox |
| Procedure for downloading Netscape |
| Procedure for downloading Internet Explorer |
| Projects |
| Automate your payment processes |
| accord D Business |
| Try your hand at international commerce |
| Foreign currency accounts |
| Exporting tips |
| Are you EXPORT Able? |
| Check out your US or foreign buyer before you export |
| Monitor economic and political trends in foreign markets |
| Letter of credit - export |
| Letter of credit - import |
| International letter of guarantee |
| Money orders, bills of exchange and traveler’s cheques |
| Deferred foreign exchange operations |
| Governmental programs - Export financing |
| International recovery |
| Funds transfers |
| Caisses populaires acadiennes |
| Social and Community Commitment |
| Sponsorships |
| How to contact us |
| Step 1: Overview of the sponsorship program |
| Step 2: Admissibility conditions, restrictions and assessment criteria |
| Step 3: Guidelines on how to submit a sponsorship request |
| Step 4: How to complete a sponsorship application form |
| Défi Golf Acadie |
| Donations |
| How to contact us |
| Step 1: Criteria, eligibility requirements and restrictions |
| Step 2: Guidelines for submitting a donation request |
| Step 3: How to complete a donation application form |
| Fondation des caisses populaires acadiennes |
| Scholarships |
| General information – Scholarships |
| Testimonials from scholarship recipients |
| How to contact us |
| History of the Fondation |
| Message from the President and Chief Executive Officer |
| Annual Report |
| Art Gallery – Promotion of Acadian Art |
| Vois comme c’est beau collection |
| Les oeuvres |
| Coucher de soleil en bateau |
| Déchets de la mer |
| Découverte |
| Endroit pacifique |
| Équipement ancien |
| Jolies fleurs sauvages |
| La chaleur des grands-parents |
| La petite Acadienne |
| La rencontre de l'eau et de la terre |
| L'Acadie s'endort |
| Le charme naturel de la rivière Pokemouche |
| Le nouveau-né |
| L'eau, une richesse pour la péninsule |
| L'or de l'Acadie |
| Mer d'Acadie en fête |
| Paradis sur mer |
| Passerelle de Shippagan |
| Plaisirs d'enfant |
| Plus haut |
| Ressource |
| Vent du Nord |
| 50th anniversary collection |
| Les oeuvres |
| Colonisation de l'île Saint-Jean (1720) |
| Fondation de l'Acadie (1604-1605) |
| Isaac de Razilly - une relance de l'Acadie (1632) |
| La Déportation des Acadiens (1755) |
| La loi sur les langues officielles du N.-B. (1969) |
| La Mutuelle l'Assomption (1903) |
| Le collège Notre-Dame d'Acadie (1943) |
| Le collège Saint-Joseph (1864) |
| Le Moniteur acadien, premier journal de langue française aux Maritimes (1867) |
| Le retour des Acadiens (1764) |
| Le traité d'Utrecht - première perte territoriale |
| Les caisses populaires (1936) |
| Les premiers députés acadiens (1836) |
| L'expression d'une conscience collective (1881) |
| L'origine du nom «Acadie» (1524) |
| Louisbourg (1720) |
| Les légendes acadiennes collection |
| Biographie de l'artiste peintre |
| Virtual Postcard |
| Les oeuvres |
| Gabriel et Évangeline |
| La charrette mystérieuse |
| La Dame des neiges |
| La Gougou |
| Le Bateau fantôme du capitaine Craig |
| Le Bonhomme sept heures |
| Le diable danseur |
| L'ensorcelée |
| Les chercheurs de trésors |
| Voyage dans la nuit |
| Mot de l'artiste peintre |
| La Collection Héritage |
| Les oeuvres |
| Complices |
| Contact |
| Dimanche matin |
| La joie de vivre |
| La visite |
| Contact |
| L'étoile |
| L'heure du conte |
| Programme de littératie «Lire, découvrir et grandir» |
| Cooperation Week |
| History |
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| Important historical milestones |
| Publications and documents |
| Who are we? |
| Key Data - A major economic force |
| Board of Directors and Management |
| Executive Committee |
| Camille H. Thériault |
| David Losier, CGA |
| Denis Laverdière, CGA |
| Eric Aube |
| Rolland LeBouthillier, CMA |
| Simonne Godin |
| Fédération des caisses populaires acadiennes Board of Directors |
| Allain Santerre |
| André Chouinard |
| Brian L. Comeau |
| Denis Durepos |
| Elmo Caissie |
| Gilles Godin |
| Guy J. Richard |
| Hermel Chiasson |
| Lloyd Plourde |
| Pierre-Marcel Desjardins |
| Roger Chiasson |
| Roland T. Cormier |
| Board of Directors - Office de stabilisation |
| Gary Donald Long |
| Gilles Haché |
| Janice Lirette Evers |
| Luc St-Jarre |
| Marcel Lanteigne |
| Pierre LeBlanc |
| Roger Lessard |
| Wanita McGraw |
| Cooperative Distinction |
| Become a director of your Caisse populaire acadienne |
| Mission, vision, value |
| A word from our President and CEO |
| Organizational chart |
| Cooperative Sector |
| Corporate Sector |
| Members |
| Management Principles |
| Newsroom |
| Media Relations Team |
| Graphic standards |
| Tool Box: The Caisses populaires acadiennes |
| Tool Box: Independent corporate brands |
| Photo Library |
| Videos |
| Your Caisse |
| Calculators and tools |
| Auto Loan Calculator |
| Personal budget calculators |
| Mortgage calculators |
| Personal Loan Calculators |
| RRSP loan calculators |
| Help and technical support |
| How to navigate on Acadie.com |
| You have questions... we have answers! |
| Phishing - FAQ |
| How to forward fraudulent e-mail |
| Information |
| Investor's Guide |
| Life and Health Insurance |
| Loan Insurance and Savings Account Insurance |
| Savings Insurance |
| Disability insurance |
| Life Insurance on loans |
| Clienteles |
| Individual Life Insurance (general needs) |
| Kids and young adults |
| Business people and professionals |
| Family |
| Retired |
| Close to retirement |
| Contact us |
| Complaint management procedure |
| Consumers assistance Centre (CAC) |
| History |
| Products and Services |
| Other products |
| Accident insurance (Accirance) |
| Credit Balance Insurance - Individuals |
| Travel insurance |
| Retirement |
| Registered pension plan (RPP) |
| Accumulation plans |
| Locked-In Retirement Account (LIRA) and Locked-In RSP |
| RRSP – Accumulation annuity |
| Non-registered accumulation annuity |
| Fixed rate annuity |
| Retirement income plans |
| Registered retirement income fund (RRIF) |
| Repayable capital annuity |
| Annuity certain (or term annuity) |
| Life annuity |
| National Do Not Call List (DNCL) - Information for Caisses populaires acadiennes members and clients |
| Personal |
| Money tips |
| Online shopping |
| Insurance |
| Travel Insurance: you may already be covered! |
| Should you take out insurance on your child? |
| Do you need personal insurance after retirement? |
| Can you take out personal insurance at any age? |
| Disability Insurance: Is it really that important? |
| When should you reassess your life and health insurance? |
| Travel worry-free! |
| Security tips |
| Save for future projects |
| How to save |
| When it comes to saving, time is money |
| You, too, can save |
| Reasons to save |
| A joint account, for better or for worse |
| The elderly and financial exploitation |
| How to avoid financial exploitation |
| What can you do if you witness or are a victim of financial exploitation? |
| What are the signs of financial exploitation? |
| What is financial exploitation? |
| Manage your daily finances |
| Step 1 – Find out where you stand financially |
| Step 2 – Draw up a monthly budget |
| Determine how much to allocate to each expense category |
| Create an emergency fund |
| Why some budgets don't work |
| Step 3 – Pay off your debts |
| 7 tell-tale questions |
| Registering your bills in AccèsD helps reduce your service charges |
| Market-linked guaranteed investments |
| Market-Linked Guaranteed Investment Bulletin |
| Glossary of market-linked guaranteed investments |
| Market-linked guaranteed investments - FAQ |
| RRSPs and retirement |
| Contribute early, contribute your maximum |
| Contribute your maximum |
| Contribute by regular instalments |
| Borrow to invest |
| The Golden Rule of diversification |
| Triple diversification |
| RRIF, LIF and taxation |
| Minimize taxes |
| Should you diversify your investment in an RRIF? |
| Bonus-less taxes to pay! |
| A wide range of options |
| When and how to convert your LIRA or Locked-in RRSP |
| RRIF or annuity? |
| Convert your LIRA or Locked-in RRSP immediately at age 55 or wait until your turn 71? |
| When and how to convert your RRSP |
| RRIF or annuity? |
| Convert your RRSP now or when you turn 71? |
| Pay down the mortgage or contribute to your RRSPs? |
| Use your unused contribution room |
| All you need to know about the Home Buyers' Plan (HBP) |
| Other conditions |
| Are you eligible? |
| The positive and negative aspects of the Home Buyer’s Plan |
| Repayment of the RRSP |
| All about taxes at retirement |
| Golden rules to become rich |
| Vacation |
| For a profitable vacation |
| Paying for your vacation |
| Travel Insurance: you may already be covered! |
| Cash, credit or traveller's cheques? |
| Cards: Don't leave home without them! |
| What about traveller's cheques? |
| Do all ATMs fit the bill? |
| Car trip? |
| Bring a first aid kit |
| Are we there yet? |
| Accidents out of the country |
| Travel light |
| Travel: some tips before you leave |
| Travel worry-free! |
| VISA Desjardins |
| Bank reconciliation, another tool to your credit! |
| Put a PIN on your card! |
| Online forms and applications – Personal |
| Disability |
| Invest online |
| Open a personal account and become a member |
| Application to open a personal account and become a member – Instructions |
| Projects |
| Buy a car |
| 1) Stay within your budget |
| 2) Select the right financing method |
| 3) Insure your loan |
| Buy a house |
| 1. Your budget |
| The downpayment |
| Home Buyers' Plan (HBP) |
| Start-up costs |
| Do the math |
| Can you afford to buy? |
| 2. Choosing your home |
| 3- Your allies |
| 4. Mortgage loans |
| Loan Insurance |
| Options |
| Key terms |
| Preauthorized Mortgage |
| Mortgages at a glance |
| Borrowing profile |
| 5. Home Insurance |
| Home Insurance |
| Homeowner Protection |
| 6- The offer to purchase and sale |
| Moving |
| Let us know |
| Checklist |
| Update your AccèsD bill file |
| Your retirement, your RRSPs |
| 1. Get informed to plan more effectively |
| RRSPs and Taxation |
| How much are you allowed to contribute? |
| Should you contribute to your spouse's RRSP? |
| The RRSP deduction does more than save you income taxes |
| Contribute early, contribute your maximum |
| Contribute your maximum |
| Contribute by regular instalments |
| Borrow to invest |
| Use your unused contribution room |
| The Golden Rule of diversification |
| Diversification |
| Estates require some planning |
| Other assets |
| Donating to an organization or a museum |
| The primary residence |
| Life insurance |
| Estate freezing |
| RRSPs and RRIFs |
| Assets held outside of the country |
| Testamentary trusts |
| You can make donations during your lifetime |
| Do you need personal insurance after retirement? |
| Can you take out personal insurance at any age? |
| Investment methods |
| Group RRSP |
| Regular Instalment RRSP |
| Eligible investments |
| What is an RRSP |
| Lifelong Learning Plan (LLP) |
| Pay down the mortgage or contribute to your RRSPs? |
| All about taxes at retirement |
| 2. Choose from the various investment options |
| Term Savings |
| Climbing-Rate Term Savings |
| Diversified Term Savings |
| Market-linked guaranteed investments |
| 3. Convert your RRSP into retirement income |
| Locked-In Retirement Account (LIRA) and Locked-In RSP |
| RRIF, LIF and taxation |
| Minimize taxes |
| Should you diversify your investment in an RRIF? |
| Bonus-less taxes to pay! |
| A wide range of options |
| When and how to convert your LIRA or Locked-in RRSP |
| RRIF or annuity? |
| Convert your LIRA or Locked-in RRSP immediately at age 55 or wait until your turn 71? |
| When and how to convert your RRSP |
| RRIF or annuity? |
| Convert your RRSP now or when you turn 71? |
| Manage your retirement income |
| Analyze your sources of retirement income |
| Select a retirement income option |
| Case studies – Three different strategies |
| Draw up your retirement budget |
| Go on a trip |
| 1) Establish your budget |
| For a profitable vacation |
| Paying for your vacation |
| 2) Getting the funds together |
| 3) Before you go: the essentials |
| 4) When you're there: Have all the contact information you need on hand |
| Travel Assistance Service |
| What to do in an emergency |
| If you run short of cash |
| Keep track of your finances from abroad |
| 5) When you return: Sell leftover travellers cheques and foreign currency |
| Buying and selling foreign currency |
| File income tax returns |
| Renovate your home |
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| Valuable Tips |
| Projects of $25,000 or more |
| Small renovation projects |
| Projects less then $25,000 |
| 2) Apply |
| 3. Insure your loan |
| 4) Review your home insurance coverage |
| Start school smoothly |
| 1) Planning |
| 2) There's no place like home |
| 3) Buying a computer |
| 4) Don't drive yourself crazy |
| Car loan and loan insurance |
| Online security |
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| How to protect yourself |
| Choose a good password for AccèsD and AccèsD Affaires |
| Update your computer |
| Procedure to update Safari |
| Downloading instructions for Adobe Reader |
| Procedure for downloading Mozilla Firefox |
| Procedure for downloading Netscape |
| Procedure to enable JavaScripts |
| Procedure to enable cookies |
| Procedure for downloading Internet Explorer |
| Use antivirus software |
| Use a firewall |
| Validate the authenticity of e-mail |
| Clear your computer's cache memory |
| Don't be a victim |
| Chip cards |
| Cardholders |
| Merchants |
| Frequently asked questions about chip cards (FAQ) |
| Caisse populaire acadienne VISA Desjardins chip credit cardholders (FAQ) |
| La Populaire Chip debit cardholders (FAQ) |
| Businesses (FAQ) |
| Merchants (FAQ) |
| General questions (FAQ) |
| Security |
| Report fraud |
| Credit and debit card fraud (skimming) |
| Cheque fraud |
| Computer virus fraud |
| Cons |
| Phishing - FAQ |
| How to forward fraudulent e-mail |
| Identity theft |
| How we protect you |
| Protecting your privacy |
| The Caisses populaires acadiennes takes action against fraud |
| Security measures |
| Digital certificates |
| 128-bit encryption |
| Automatic termination of a session |
| Firewall |
| AccèsD and AccèsD Affaires log-on procedure |
| FAQ - Enhanced AccèsD and AccèsD Affaires log-on procedure |
| Cookies |
| Using the password |
| Protect your financial transactions |
| AccèsD Internet |
| At the ATM and merchants |
| La Populaire card |
| Fraudulent E-Mail |
| Identity theft |
| Important resources |
| Telephone solicitation |
| New RRSP RRIF LIRA LIF contracts |
| Guaranteed investments with a more-than-attractive return potential |
| Products and services |
| VISA Desjardins credit cards |
| Accounts and related services |
| La Populaire card |
| Cross-Border Debit in the US with your La Populaire Access Card |
| Accounts |
| High-Yield Account |
| Build-Up Savings Account |
| $U.S. Build-Up Savings Account |
| TFSA Savings Account |
| Personal Chequing Account |
| Regular Savings Account |
| Student STRATEGIC account |
| Folio Savings Account |
| Monthly statements of account |
| Monthly plans |
| Basic plans |
| Intermediate plans |
| Optimum plans |
| Fees |
| Monthly statement of account |
| Access to accounts |
| At the caisse |
| AccèsD Internet |
| FAQ - AccèsD |
| Confidentiality |
| Required equipment |
| Procedure to update Safari |
| Downloading instructions for Adobe Reader |
| Procedure for downloading Mozilla Firefox |
| Procedure for downloading Netscape |
| Procedure to enable JavaScripts |
| Procedure to enable cookies |
| Procedure for downloading Internet Explorer |
| Clear your computer's cache memory |
| Registration |
| AccèsD Registration |
| Available features |
| Stop payments |
| Balance sheet |
| AccèsD message box |
| Order cheques |
| Bank reconciliation |
| Online forms and applications |
| Direct deposit |
| E-mail alerts on AccèsD! |
| Donate online |
| Scheduled transactions |
| Manage VISA Desjardins accounts |
| Bill payment history |
| Cheque imaging |
| Update your bill file |
| Bill payments |
| How to enter a bill |
| Eligible organizations |
| Personalize your accounts |
| Financial summary |
| epost electronic bill delivery service |
| epost eligible organizations |
| New features on epostTM |
| Frequently asked questions about the epost service (FAQ) |
| Search for a transaction |
| Monthly statements of account |
| Sample monthly statement of account |
| Statement templates |
| Transaction code definitions |
| Your monthly statement of account is now available in AccèsD for 12 months! |
| Direct withdrawal |
| Transfers between investment and caisse accounts |
| Money transfers (between individuals) |
| Interac Email Money Transfers |
| Transfers between accounts |
| Inter-currency transfers |
| Inter-institution transfers |
| International money transfers |
| Internet support |
| AccèsD Internet |
| Caisses populaires acadiennes ATMs |
| Mobile site for mobile devices |
| Demonstration |
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| Access to accounts |
| Programs and accounts for specific clienteles |
| Transactions free of charge at all times |
| Transactions and methods of access |
| Advice and tips on reducing your service charges |
| Savings and investment |
| Tax-Free Savings Account (TFSA) |
| Compare TFSAs and RRSPs |
| Put your savings in a Tax-Free Savings Account (TFSA) to earn tax-free investment income |
| Guaranteed fixed-rate investments |
| Term Savings |
| Regular Deposit Term Savings |
| Climbing-Rate Term Savings |
| Regular Income Term Savings |
| Diversified Term Savings |
| Redeemable Term Savings |
| Glossary of market-linked guaranteed investments |
| Market-linked guaranteed investments - FAQ |
| Market-linked guaranteed investments - FAQ |
| Market-linked guaranteed investments |
| Investments that pay |
| Investments with a higher return potential at maturity |
| Stock Market-Indexed Guaranteed Investment |
| Natural Resource Guaranteed Investment |
| Global Equity Guaranteed Investment |
| Equity Guaranteed Investment Portfolio |
| Investments with a minimum guaranteed return |
| Enhanced Return Guaranteed Investment |
| 5-in-1 Enhanced Rate Guaranteed Investment |
| Guaranteed Investment Portfolio – Retirement Income |
| Profile Guaranteed Investment Portfolio |
| Education-related savings |
| Lifelong Learning Plan (LLP) |
| Folio registered education savings plan (RESP) |
| Retirement income products |
| Locked-In Retirement Account (LIRA) and Locked-In RSP |
| Regular Income Term Savings |
| Life income fund (LIF) |
| LIF investment options |
| Registered retirement income fund (RRIF) |
| RRIF investment options |
| Registered retirement income fund (RRIF) |
| Annuities |
| Lump sum withdrawal or series of withdrawals |
| RRSPs and retirement savings |
| Find out about all RRSP-eligible investments |
| Contribute today |
| Make your very first RRSP contribution |
| Borrow to contribute to an RRSP |
| Get RRSP tips online |
| HBP without an RRSP? |
| In this period of market upheaval, should I continue to contribute to my RRSP? |
| Contribute to my RRSP at just 25 years old? |
| Contribute by regular instalments |
| Build up your RRSP like you pay groceries |
| How spouses can save on income taxes |
| Excess contributions pay off |
| RRSP or TFSA? |
| Make up for lost time – Take advantage of your unused RRSP contributions |
| Why should I invest in an RRSP? I have a pension fund! |
| Counting on the government, is that realistic? |
| Returning to school sounds cool? An RRSP could help |
| Do you know what your investor profile is? |
| Dreaming about your new home? Your RRSP is the key! |
| Registered Disability Savings Plan (RDSP) |
| Securities brokerage services |
| Online brokerage |
| Direct access brokerage |
| Financing |
| Student financing |
| Student ADVANTAGE line of credit |
| Solution Elite line of credit |
| Lines of credit |
| Versatile Line of Credit |
| Personal Line of Credit |
| Automobile loan |
| Documents to bring to your meeting with an advisor |
| Car loan, boat, trailers, ATV ... |
| Dealership list |
| Multi-project Option |
| Mortgages |
| Loan Insurance |
| Housing tips |
| Systematic savings |
| Tips to make your dreams become a reality |
| How to reduce your debt more quickly |
| The downpayment |
| The mortgage loan |
| The Home Buyer’s Plan |
| Re-possessed properties…. Not always a good deal |
| Property inspection |
| The advantages of a pre-authorised loan |
| Margin to maneuver and start up costs |
| Think about tomorrow |
| Take you time |
| Making the offer to purchase |
| What questions should be asked about a mortgage loan? |
| A mortgage you can afford |
| Valuable Tips |
| Reimburse your mortgage or buy an RRSP |
| Accelerate the payment of your debt without having overwhelming monthly payments! |
| All you need to know about the Home Buyers' Plan (HBP) |
| Other conditions |
| Are you eligible? |
| The positive and negative aspects of the Home Buyer’s Plan |
| Repayment of the RRSP |
| The downpayment |
| Home Buyers' Plan (HBP) |
| Systematic saving – Prepare your dream |
| Calculation tables |
| Our mortgage loans |
| Preauthorized Mortgage |
| Borrowing profile |
| Homeowner Protection |
| Homeowner Protection |
| Home Buyers' Plan (HBP) |
| Other conditions |
| Are you eligible? |
| The positive and negative aspects of the Home Buyer’s Plan |
| Repayment of the RRSP |
| Home Buyers' Plan (HBP) |
| Renew your mortgage |
| Prepare to meet with an advisor |
| Types of mortgages and rates |
| Personal loan from the Caisses populaires acadiennes |
| RRSP loans |
| Documents to bring to your meeting with an advisor |
| Unused contribution room RRSP loan |
| Member dividends |
| Youth segment |
| Tips for Saving Money |
| The 18-25 generation |
| Young worker |
| Insurance |
| Automobile |
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| Credit |
| Transactions |
| Travel |
| Youth |
| Caisse scolaire Folio |
| Advantages of the Caisse scolaire Folio |
| Specifications of the Caisse scolaire Folio |
| 2011-2012 contests |
| Functioning of a Caisse scolaire Folio |
| Historical background |
| Parents |
| Student Services |
| Tips for students |
| Perspectives Plus Guaranteed Investment |
| Privacy Promise |
| Rates and returns |
| Market-linked guaranteed investments |
| Interest rates |
| Registration to Univeris Investor Web (UIW) |